We’re taking a slight departure today from our normally scheduled programming to talk about something that doesn’t seem that sexy off the bat–FSA Accounts. A Flexible Spending Account, or FSA, is a special account that allows you to set aside part of your pre-tax wages to pay for certain healthcare expenses for you and your family.

They are a great way to cover routine medical expenses. Because they’re pretax you’re saving anywhere between 12-24% (or whatever tax bracket you’re in).  Eligible expenses include prescriptions, contact lenses and over-the-counter products.

But most of the time these accounts are spend-it-or-lose-it by the end of the year and sometimes you’re left with a small lump of money you’re scratching your head with. If you’re in this boat and have a balance left, there are a few over-the-counter items you can spend this money on that makes this really fun.